Tesla's German-registered Insurance Company Could Be Worth 40 percent Of Its Auto Business in The Future

Selon les médias allemands Welt, Tesla Germany Insurance Company est maintenant officiellement enregistrée et a son siège social dans la Gigafactory de Berlin. L'activité d'assurance automobile personnalisée pour les voitures Tesla devrait être lancée en 2022.

Registration documents from German insurers and European insurance headquarters in Malta show that auto insurance is only part of Tesla's insurance business, not the whole. Therefore, after the launch of the auto insurance business, it is expected to continue to launch other insurance services for Tesla owners.

Plus tôt, le PDG de Tesla, Elon Musk, a déclaré qu'il souhaitait récompenser les propriétaires de voitures qui conduisent en toute sécurité avec de faibles primes. Tesla dispose d'une multitude de données sur le comportement des voitures, telles que l'accélération et le freinage, les changements de voie soudains, etc. Par conséquent, les primes d'assurance basées sur les mégadonnées sont plus équitables pour les propriétaires de voitures qui conduisent en toute sécurité.

Tesla Insurance, which began in California in 2019, has since expanded to Texas, Illinois, Arizona and Ohio. It is said that Tesla owners with strong safety awareness can save 30 percent to 60 percent of their insurance premiums. Moreover, Tesla insurance is paid on a monthly basis, and the benefits of safe driving can be quickly fed back to the owner, which is of great help in promoting traffic safety. According to Musk's estimates, the value created by the insurance business in the future is expected to reach 30 percent to 40 percent of the total automobile business.

Maybe they all see the importance and value of the insurance business. Now, in addition to Tesla's insurance, General Motors and Ford are also brewing their own insurance plans. According to the current development situation, auto insurance will soon become one of the indispensable businesses for smart car companies. Therefore, if the policy allows, domestic car companies should also follow up soon.

At the end of 2021, domestic insurance companies have fiercely attacked new energy vehicles, and the surge in premiums is light. According to online news, many insurance companies have even begun to selectively refuse insurance for brands and models. However, due to the pressure of public opinion, the insurance company lowered the premium increase, but the increase was still significant compared to the previous price. Regarding this incident, on December 28, I once posted an article "New energy vehicle insurance premiums soared, car owners called Tesla insurance to come to China quickly", you can read it if you are interested.